There is a gap in the market for a commercial policy that combined premises covers and motor fleet. We have access to a unique scheme that packages these covers as one case. This enables us to reflect the quality of your management in pricing, creating a comprehensive single policy that is cost effective.

Why have separate premise and motor cover when you can have a one policy, one renewal date, with one 'A' rated insurance company.

(Minimum premium of £5,000 applies)

SOCIAL WELFARE  

This is an extremely diverse and far-reaching sector that provides care for the elderly, young, vulnerable, and disadvantaged of our Society. We know from experience that the scope of cover provided by Social Welfare organisations does not always fit with the standard cover many insurances provide.

We have access to an exclusive scheme that covers General Liability, Professional Liability, Trustees/Management Liability and Property covers to organisations nationwide.

Community Groups - we know that not-for-profit organisations often have to work within a modest budget and so it can be difficult to arrange cost effective insurances. This scheme caters specifically for Community Groups who do not own their own premises.

BUS and COACH OPERATORS: FREE LIABILITY COVER

A unique scheme exclusively negotiated for Passenger Transport Operators providing FREE liability cover as part of the main fleet policy.

Please visit the Transport webpage for more information or contact us on 01943 879 539.

HERITAGE RAILWAY/ MINIATURE RAILWAY

We are pleased to announce that we now have access to an exclusive policy with Brit Insurance to meet the insurance needs of the heritage railway industry. There is an opportunity within the market to offer a tailored and individual service to operators.

This heritage railway insurance policy typically covers all risks of physical loss or damage to bridges, tunnels, track, rolling stock or buildings. Public and Employers' Liability are also covered. Most importantly cover is included for ‘guest engines’ and property in the open.

We are proud to be involved in heritage rail insurance and we welcome new enquiries.

We also have access to a number of insurance schemes designed for narrow gauge miniature railway operators, museums, and visitor attractions covering Property and Liability.

TRANSPORT MUSEUMS

We insure some of the most prestigious and well-loved transport museums in the UK. Our policies include cover for the museum itself as well as RTA third party cover for vehicles moved outside the museum.

MODES, TOYS and COLLECTABLES

For the last decade we have been well known in the model and toy trade as a leading model insurance Broker, probably insuring more collectable businesses than any other Broker in the UK.

Our scheme is specifically tailored to retailers, manufacturers, wholesalers, and warehousers, from single premises to multiple premises, as well as those working from home and more unusual risks.

This scheme is exclusive to us and provides for stock and liability at exhibitions, USA exposure, mail order, and goods in transit, as well as personal collections at home which are often difficult to cover on a standard policy.