Rigton Insurance Services Ltd - Niche Insurance Schemes

Heritage & Mainline Railway Insurance

As members of the Heritage Railway Association (HRA) we have unique access to exclusive heritage railway insurances through three leading UK based specialist insurers. These policies have been individually negotiated specifically for the heritage rail industry and typically cover -

All Risks of physical loss or damage to rolling stock, bridges, tunnels, track, and buildings
Employers' Liability for paid employees and volunteers
Public Liability of 10million or more
Cover for ‘guest engines’ or borrowed locos
Theft of property in the open
Rerailing and recovery costs
Third party steaming fees

With particular expertise in this sector, our broking team are uniquely positioned to advise you.

Narrow Gauge / Miniature Railway Insurance

Designed to compliment our heritage railway schemes we also place insurances for miniature railways located at tourist sites and also narrow gauge railways. As a sister product to our heritage scheme this benefits from similar first class cover.

Museums & Heritage Sites

We are proud to currently advise some of the most prestigious and well-loved transport museums in the UK as well as sites of architectural or historical interest. Clients on this scheme include stately homes, castles and caves.

Model Retailers & Manufacturers Insurance

Running for over a decade now our scheme is specifically tailored to retailers, manufacturers, wholesalers, and warehousers, from single premises to multiple premises, as well as those working from home and more unusual risks. This scheme is exclusive to us and provides for –

Buildings
Stock and Contents
Employers’ and Public Liability
USA exposure
Goods in transit
Personal collections at home
Plus more…

Bus, Coach & Minibus Insurance

For over a decade Rigtons have been synonymous with the transport sector and we are proud to support the industry through our membership of The Coach Tourism Council. Through our Lloyds broker we have access to two leading bus and coach insurance polices -

Summit's 'Route 2' is an extremely popular policy providing Liability cover FREE
QBE's 'Select' policy wording which offers enhanced covers

More details can be found here.

Events Insurance

2012 is a landmark year for Britain both with the Olympic Games in London and also the Queen's Diamond Jubilee. You may be arranging an event to coincide with these national celebrations. For many years we have been arranging Liability and Property cover for events of all sizes, from vehicle rallies with hundreds of buses to village fetes and even duck racing!

These insurance policies benefit from trade specific wordings developed over time to compliment the key risks associated with the activities within each sector. These exclusive policies cannot be found elsewhere and provide market leading cover which eliminate many of the loopholes under 'standard' policies, at extremely competitive premium rates.

Full details on our schemes can be obtained by contacting Matthew Whitehurst on 01943 882612 or emailing matthew.whitehurst@rigtoninsurance.co.uk